EBT Chip Technical Information

EBT Chip/EMV Implementation Technical Requirements:

EBT will be implementing standard EMV defined by EMVCo. There will be no changes to liability, settlement processing, recon processing, dispute processing, cut-off times, or BIN updates.

• BINs / IINs:
  • List of all SNAP EBT BINs: State-IINs-04-10-19.pdf
• Card Technology:
  • California: Dual Interface Chip (insert or tap)
  • Oklahoma: Contact Only Chip (insert only)
• AID: A0000000044542
• Application Name: EBT
• Quick Chip: Supported
• Application Name: EBT
• Transaction Routing and Processing: While transactions will continue to follow the same routing and processing rails, Acquirers will have technical changes to support the additional transaction data for chip cards. Merchants should work directly with their Acquirer to obtain updated specifications and certification requirements.
• Application Currency Code: 0840—US dollars
• Service Code: 220
• Contactless Kernel: Mastercard C-2 contactless kernel
• Floor Limits: The floor limit for all EBT transactions is zero
• Offline Authentication: Cards will not support offline transactions
• CAPK index: There will be no offline CAP keys required for the POS terminal
• CVM: All EBT transactions will still require an online PIN
  • CVM: Online PIN
  • No PIN-bypass allowed
  • CD CVM will not be supported
• Terminal Action Code (TAC) values:
  • Contact:
    TAC Denial 00 00 00 00 00
    TAC Online B0 50 9C 80 00
    TAC Default B0 50 9C 80 00
  • Contactless:
    TAC Denial 00 00 80 00 00
    TAC Online F4 50 04 80 0C
  • TAC Default F4 50 04 80 0C